Michael is a qualified financial advisor with over 20 years’ experience in providing financial advice to corporate, SME and individual clients. He began his career in financial services with Abbey Life and following ten years as Senior Financial Consultant with Zurich Life, he left to establish Clear Financial as an Investment and Insurance Intermediary in 2002. In 2005 Michael began to expand the business by building an expert team of Qualified Financial Advisors providing protection, pensions and investment advice across a diverse range of product providers in the Irish market. Clear Financial now supports an extensive client portfolio and has become the trusted advisor of a large number of clients, maintaining this relationship over many years.
Ciaran joined Clear Financial in June 2015 as Head of Sales. Ciaran started his career with Hibernian Insurance in 1980. In 1983 he took up a position with Shield Life (now Zurich). Over the next 30 years he gained vast industry experience working within all distribution channels. From 2006 to his departure in 2012 he was responsible for the growth and development of the Zurich Life Direct Sales Division. Having recently gained experience of working in the broker market, Ciaran has become increasingly aware of the service levels required to be successful in our industry and is determined to provide these in a professional and competent manner within Clear Financial. Ciaran is a Qualified Financial Advisor (QFA) and holds a Professional Diploma in People Management.
Anna Ó Cuill, Financial Accountant, manages the Finance function for Clear Financial. Anna is a Fellow Chartered Accountant with Chartered Accountants Ireland and holds a Diploma in Professional Accounting from University College Dublin and a Bachelor of Commerce from National University of Ireland Galway. Anna has over 20 years’ experience as an accountant in financial services and in general practice with exposure to a broad spectrum of industries.
Michelle joined Clear Financial in 2016. Since joining she has made a considerable difference to the team. Her skills are in lean processing, leadership and in the ability to create a common goal that everyone will sign up to achieving. Michelle’s main focuses are Compliance and Customer-centricity. She has established these as processes that the whole company follows from the back of house to the front.
Michelle is a qualified Chartered Secretary and has over 19 years experience in leading international projects in the Financial Services Industry. She worked with Zurich for over 20 years. During this time, she was recognised as the subject matter expert in Compliance, Anti Money Laundering prevention measures and Governance whilst holding the position of Chief Compliance Officer.
Artur holds a Master’s Degree in Economics and a Professional Diploma in Financial Advice. He is an experienced Qualified Financial Advisor with in-depth knowledge of Life Assurance, Pensions, Savings, Investments & Financial Market. Artur constantly monitors and analyses current market conditions, trends and new offerings from providers in the Irish market. He enjoys using his knowledge and experience to provide bespoke financial advice to help clients understand their specific needs, and achieve their financial goals.
Caroline is a Qualified Financial Advisor with a Diploma in Retirement Planning and a Certificate in Compliance. Caroline is actively working towards attaining a Diploma in Compliance (LCOI) with the Institute of Banking. With over 11 years’ experience in the Financial Services industry. Caroline is skilled in Financial Services, Life Assurance, Pensions, Savings, Investments, Compliance, Customer Service, and Underwriting.
She joined Clear Financial in 2012. A native of Dublin, Caroline began her career in Financial Services with 123.ie in 2006 and in 2008 moved to Aviva Life & Pensions where she worked in the area of Group Risk Underwriting and Group Risk Scheme Administration. Following over four years in Group Risk, she left to take up a position as Sales Support Executive with Clear Financial. Caroline is now Team Leader and Compliance Assistant and in this role Caroline assists in the delivery of the Sales Support function and assists in the Compliance function across Sales Support.
Sue is a Qualified Financial Advisor with over 17 years’ experience in the Financial Services industry.
She joined Clear Financial in 2014. A native of Co. Wexford, Sue began her career in Financial Services with Aviva in 2000 and following seven years in Life & Pensions administration, she moved to take up a position as Mortgage Advisor with a brokerage in Kildare.
During her career, Sue has gained detailed knowledge of the products and services available from the providers in the Irish market. Sue is experienced in Life Insurance, Pensions,
Mortgages, Investments, Savings, CRM and provides excellent customer service to customers and intermediaries. Sue is currently studying towards a certificate in Compliance.
Adelita, a swiss native, joined Clear Financial Sales Support team in August 2015.
Adelita is currently studying towards the Qualified Financial Advisor (QFA) Diploma and recently passed the Investments & Loans exams.
Since joining Clear Financial, Adelita has gained detailed product knowledge and has a natural flair for customer service.