Michael is a qualified financial advisor with over 20 years’ experience in providing financial advice to corporate, SME and individual clients. He began his career in financial services with Abbey Life and following ten years as Senior Financial Consultant with Zurich Life, he left to establish Clear Financial as an Investment and Insurance Intermediary in 2002. In 2005 Michael began to expand the business by building an expert team of Qualified Financial Advisors providing protection, pensions and investment advice across a diverse range of product providers in the Irish market. Clear Financial now supports an extensive client portfolio and has become the trusted advisor of a large number of clients, maintaining this relationship over many years.
Sandra joined the company in 2011 to build the back-office team, processes and technology to support the expansion of the brokerage. With a degree in IT Management from the British Computer Society, Sandra has over 20 years’ experience in IT and Operations Management within the Financial Services sector. Working with Zurich Life in Dublin for 7 years, she gained a detailed knowledge of the life insurance systems and processes. Sandra went on to hold senior consultancy and management roles within software development companies for clients such as Irish Life Investment Managers, Bank of Ireland, Ulster Bank and Capital G Bank in Bermuda.
Ciaran joined Clear Financial in June 2015 as Head of Sales. Ciaran joined Hibernian Insurance in 1980. In 1983 he took up a position with Shield Life (now Zurich). Over the next 30 years he gained vast industry experience working within all distribution channels. From 2006 to his departure in 2012 he was responsible for the growth and development of the Zurich Life Direct Sales Division. Having recently gained experience of working in the broker market Ciaran has become increasingly aware of the service levels required to be successful in our industry and is determined to provide these in a professional and competent manner within Clear Financial. Ciaran is a Qualified Financial Advisor (QFA) and holds a Professional Diploma in People Management.